Editor's Note: This is a monthly publication on economic trends and financial policy issues. In this publication you can read "The Longbrake Letter", an analysis of economic trends and conditions written by Bill Longbrake, as well as commentary on financial regulation and policy written by members of the law firm Barnett, Sivon & Natter, P.C., a Washington, DC based law firm that specializes in financial services law.

ISSUE: #51, July 2014

Needed: A Considered Discussion of the Big Issues
- Bob Barnett
Big issues in financial services are not being debated in any rational systematic way. A process must be found to drive the country to discuss them.

Postal Savings Banks
- Ray Natter
In light of the recent interest in establishing a post office banking, this article reviews the history of the first U.S. Postal Banking System which existed from 1910 until 1967.

CFPB Goes Mobile
- Katie Wechsler
The CFPB has officially taken interest in mobile financial services through a recent field hearing, consumer tip sheet, and a request for information. The CFPB is seeking information on how mobile financial services benefit consumers, especially the unbanked and underbanked, and what dangers these services pose.