Editor's Note: This is a monthly publication on economic trends and financial policy issues. In this publication you can read "The Longbrake Letter", an analysis of economic trends and conditions written by Bill Longbrake, as well as commentary on financial regulation and policy written by members of the law firm Barnett, Sivon & Natter, P.C., a Washington, DC based law firm that specializes in financial services law.

ISSUE: #50, June 2014

Please note that the Longbrake Letter is on hiatus and will resume in the next couple of months.

Do the Ends Justify the Means
- Ray Natter
Using informal means to "choke off" funding to lawful businesses establishes a precedent that can result in problems down the road. The proper way to prevent abusive lending is for Congress and the States to adopt laws that restrict such activities, and for the agencies to promulgate regulations implementing such laws, all subject to judicial review to ensure that Constitutional and procedural protections are in place.

Commencement of Review of Regulations Under EGRPRA
- Bob Barnett
The decennial review of bank regulations that is designed to solicit comments on burdensome regulations is now underway. The banking agencies have published for comment their first three categories of regulations to review and have provided the public 90 days to make suggestions on the regulations in those categories.